Deemed "A Rising Star in Talk Radio" and as one of the "Top 100 Most Important Radio Talk Show Hosts in America," by Talkers Magazine, Ray Lucia is a man who has built an empire in the radio talk show industry. Ray launched his radio talk show in 1991, and it became nationally syndicated by the Business Talk Radio Network in 2000. His dynamic personality and background as an educator and entertainer gave him momentous tools to create a compelling and informative radio show.

Raymond J. Lucia, Certified Financial Planner^TM, is a nationally-renowned expert, author and speaker in the field of financial planning, and has utilized these skills to help thousands with complicated financial inquiries on a day to day basis, free of charge, by allowing people to call into his show to challenge him with their individual circumstances and financial dilemmas. The Ray Lucia Show is where Ray and the nonpareil "Brain Trust," exhibit their encyclopedic knowledge and resourcefulness to produce realistic solutions for any and every demographic dealing with our current financial crisis.

The Ray Lucia Show can be heard in more than 80 markets nationwide, including live broadcasts in most of the nation's top 25 media markets. The show also streams online at raylucia.com.

Ray Lucia is not your average financial advisor. He is an accomplished money man whose intelligent input and charismatic nature has helped make him one of the nation's leading experts in the fiscal world of financial, tax, and retirement planning... not to mention he's a best-selling author, an engaging radio and TV personality, a highly sought after public speaker, and CERTIFIED FINANCIAL PLANNER^TM practitioner.

After teaching at a San Diego high school after college, Ray shifted his focus to pursue a career in financial services, as a better means to provide for his growing family. Early in their marriage, Ray and Jeanne, his wife of nearly 40 years, had four children in four years. Ray was also moonlighting in a rock and roll band, while transitioning from teacher to financial advisor.

Throughout his career in the financial services industry, Ray Lucia, CFP® has made it his lifework to help thousands invest for retirement utilizing his renowned Buckets of Money® retirement strategy. His dynamic public speaking skills enable him to cover an array of monetary topics including: asset allocation, social security, pensions, investments, annuities, insurance and taxes.

Ray is largely recognized for his nationally syndicated radio show, "The Ray Lucia Show", aired daily from 12:00-3:00 pm Eastern Time in most of the country's top radio markets. Ray and his "Brain Trust" field questions from live callers who have real money issues. Furthermore, Ray is also a TV personality who is featured nationally on networks such as FOX News Channel, FOX Business, CNBC, NBC's The Today Show, and Bloomberg.